Service calls
Fast collection at the job or from a secure payment link, with clear job and invoice references.
HOME SERVICES PAYMENT PROCESSING
Payment processing built around home-service work.
HVAC, plumbing, electrical, roofing, remodeling and other home-service companies collect deposits, service-call payments, replacements and project balances in very different ways. Your merchant profile should show that.
WE REVIEW
Large replacement and project tickets
Field and remote payment collection
Deposits before materials or scheduling
Recurring maintenance agreements
Seasonal volume spikes
Dispute documentation tied to jobs
PAYMENTS AROUND THE WORKFLOW
Build the processing profile around how customers actually buy.
Better underwriting starts when the application explains the payment timing, delivery model, ticket size and customer agreement instead of forcing the business into a retail template.
Replacements and installs
Larger tickets, deposits and delivery timing need to be reflected in the approved merchant profile.
Projects
Progress payments, scope changes and completion documentation should align with signed agreements.
Maintenance plans
Recurring authorization and cancellation terms matter when memberships or service plans are billed automatically.
7STRMS performs business pre-screening and application support. Final live-processing approval is made by the applicable acquiring/payment provider.
COMMON SEARCHES
Built for the questions owners are already asking.
payment processing for HVACplumbing payment processingmerchant services for rooferscontractor credit card processingACH for contractorshome services merchant account
FAQ
Know what to prepare.
Can home-service companies accept large card payments?
Potentially, but maximum ticket and monthly volume should be approved for the merchant profile. Large replacement and project charges should be expected during underwriting rather than treated as surprises.
Should a contractor use cards or ACH for large jobs?
Many businesses use a mix. The right approach depends on provider availability, customer preference, economics, limits and how the job is billed.
Do deposits create extra payment risk?
They can because payment happens before final delivery. Clear contracts, deposit terms, scheduling and fulfillment documentation help explain the exposure.
Can recurring maintenance plans be supported?
Potentially. Recurring billing is provider- and merchant-specific and should be disclosed during underwriting.
START THE REVIEW
Start now Let the application explain the business.
No guaranteed approval claims. Just a clearer preliminary review and a path to the right provider process when the profile fits.